Category Archives: Motorcycle Accidents

YOU BETTER CHECK OUT THE PERSON THAT YOU LOAN YOUR CAR TO; YOU COULD BE HELD LEGALLY LIABLE FOR THEIR ACTIONS.

Norman Gregory Fernandez Law Articles

The tort of negligent entrustment in simple language means that you were negligent by allowing a person or persons to use your property such as a car, motorcycle, etc.

Negligence is a legal term of art. It would be very difficult to explain negligence to a non-attorney. However I will try.

Negligence in simple language, is that one person owes a duty of due care to another person, and breaches that duty of due care thus causing damages. The key to negligence is that it must be reasonably foreseeable to an ordinary prudent person that the conduct will result in damages. I will be frank, negligence is much more complicated than the description I just gave, however it will suffice for the purposes of this article.

An example of simple negligence would be one person not paying attention and rear ending another person in their car. The person who did the rear ending would be liable in most circumstances for negligence.

With respect to negligent entrustment, I will give you an example of where you could be held liable for this tort. Let’s say you loan your car to a person who has a suspended driver’s license. Let’s say this person subsequently gets into a car accident. You would most likely be held liable for the damages caused in the accident, because you owed a duty of due care to ensure that you did not loan your car to a person with a suspended driver’s license. In other words, you were negligent by allowing a person with a suspended drivers license to use your car.

Another example would be loaning your car to a person who was obviously intoxicated, who then subsequently gets into an accident. You can be held liable for negligent entrustment for loaning you car to a drunk.

There is a vast array of possible scenarios in which you could be liable for the tort of negligent entrustment. It’s not rocket science, it’s really about common sense. The purpose of this article is just to make you aware of the tort.

Basically it’s a matter of common sense. If you are going to loan a person your car, motorcycle, or other property, you better make sure they have a driver’s license and automobile insurance before you give them the keys unless you’re not concerned about being legally liable for their actions.

By Norman Gregory Fernandez, ESQ. , Copyright 2006

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PRODUCTS LIABILITY IN CALIFORNIA; WHAT YOU SHOULD KNOW.

Norman Gregory Fernandez, Esq.

You may have heard the term products liability in newspapers, political speeches, or from your friends. In a nutshell, the term products liability is a legal term of art used to describe legal causes of action against manufacturers of products, and/or anyone in the chain of distribution, that sell a product which has a; manufacturing defect, design defect, or is otherwise defective due to the negligence of anyone in the chain of the distribution, and which causes injury to the user of that product.

A product could be defective if the manufacturer fails to warn of a risk known to them in using their product, and/or fails to provide a warning label on the product.

You may have heard of some of the infamous products liability cases in the news recently such as; the SUV rollover cases; the asbestos cases; the defective tire cases, tobacco cases etc.

If it were not for lawyers taking these types of cases to court, there would be many dangerous products on the market.

In some types of products liability cases, the person who has been injured may realize that they were injured due to a defective product. In other types of cases the person injured may have not known that there were injured due to a defective product.

In most products liability cases, expert testimony is required to prove that there was a manufacturing or design defect in a product.

In California, products liability causes of action are strict liability actions so long as you can meet your burden of proof. Strict liability means that you do not have to show negligence on the part of the manufacturer or anyone in the chain of distribution to recover damages for defective product.

The bottom line is this; if you have been injured while using a product, driving a car, or using certain types of medication, you should consult with the competent personal injury attorney who can analyze the facts of your case to determine if you have a potential products liability cause of action.

You have the right not to be injured by a product that has a manufacturing or design defect.

If you feel that you have been injured due to a defective product in this state of California you may call my office for a free consultation at 818-584-8831 extension 1, or you may check out my personal injury website by clicking here now.

If you’re out some of this in the California I highly recommend the consult with an attorney in your area.

By Norman Gregory Fernandez, ESQ. , Copyright 2006

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Car, Motorcycle, and Other Motor Vehicle Accident Insurance; Rental Car Coverage.

Car and Motorcycle Accidents, Rental Car InsuranceThis type of car, motorcycle, and other motor vehicle insurance coverage will pay you a certain amount of money per day to procure a rental car in case you are in an accident.

Check with your insurance company to ensure that you will be covered either when you are at fault, or the other person is at fault.

Sometimes insurance companies will require you to pay for a rental car out of your own pocket and then submit bills to them for reimbursement. Most of the time this type of coverage only pays $20.00 to $30.00 per day up to a dollar maximum, or for a maximum of 30 days.

In many instances, the cost of getting a rental car and insuring the rental car against loss will exceed your rental car coverage policy. However, we always recommend buying rental car coverage in your insurance policy. We cannot tell you how many times we are faced with client’s who were not at fault in an accident, and they have lost their only transportation.

If the at fault motorist’s insurance does not immediately cover you for rental car payments, you will be stuck paying the entire amount on your own until either your vehicle is repaired, or you procure another vehicle. We know this is not fair. This is why we always recommend getting Rental Car Insurance Coverage.

By Norman Gregory Fernandez, Esq. , Copyright 2006

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WHAT IS A WRONGFUL DEATH CASE IN CALIFORNIA?

Norman Gregory Fernandez, Esq. Wrongful Death LawyerA wrongful death case is a case where a person dies due to the intentional or negligent act of another, or entity. The law allows relatives, domestic partners, and persons who depend upon the wrongful death victim for support to sue for wrongful death. The issue of who can sue for wrongful death is covered below.

Wrongful death cases are traditionally amongst the most emotionally charged cases in personal injury.

Wrongful death cases can take many forms. For instance; a loved one could be killed in a car or motorcycle accident that was not their fault; a loved one may have been killed due to excessive use of force by the police or a private security agency; a loved one may have been killed due to a dangerous condition on public or private property, including defective roads or improperly placed road signs; a loved one may have been killed due to the defective construction of a building on real property; an unborn child may have died due to the negligence of a doctor, or due to an assault and battery on the mother; a loved one may have been killed due to a defective product, or negligent repair.

A wrongful death case can arise when someone was injured in an accident, and then subsequently dies as a result of their injuries.

TIME LIMIT TO FILE A LAWSUIT FOR YOUR WRONGFUL DEATH (CALIFORNIA STATUTE OF LIMITATIONS)

The present Statute of Limitations for filing a lawsuit for wrongful death in the State of California is two (2) years from the date of the accident or incident causing the wrongful death. If you do not file a lawsuit within two (2) years, you lose your right to sue! CCP § 335.1

There are exceptions to the above rule if the wrongful death was caused by the negligence of a doctor or health care provider, or due to building defects.

If the defendant to the wrongful death action is a governmental entity, a claim must be filed with that governmental entity within 6 months from the date of the accident. If the entity rejects the claim, you must then file a lawsuit within six (6) months of the rejection.

WHO CAN SUE FOR WRONGFUL DEATH

A cause of action for the death of a person caused by the wrongful act or neglect of another may be asserted by any of the following persons or by the victims personal representative on their behalf:

(a) The victims surviving spouse, domestic partner, children, and offspring of deceased children, or, if there is no surviving children of the victim, the persons, including the surviving spouse or domestic partner, who would be entitled to the property of the victim by intestate succession (a person dying without a will).

(b) Whether or not qualified under (a) above, if they were dependent on the victim, the putative spouse, children of the putative spouse, stepchildren, or parents. ‘Putative spouse’ means the surviving spouse of a void or voidable marriage who is found by the court to have believed in good faith that the marriage to the victim was valid.

(c) A minor, if, at the time of the victims death, the minor resided for the previous 180 days in the victims household and was dependent on the victim for one-half or more of the minor’s support.
As you can see, there are many people that may qualify to sue for wrongful death. Our law firm handles wrongful death cases, and can tell you whether or not you have the right to sue for wrongful death.

Compensation That You Are Entitled To In a Wrongful Death Case
WRONGFUL DEATH DAMAGES

Financial Support – The financial support, if any, that the person who was a victim of wrongful death would have contributed to the family during either the life expectancy that the victim had before [his/her] death or the life expectancy of the person who is suing, whichever is shorter.

The Loss of Gifts and Benefits – The loss of gifts or benefits that the person who is suing would have expected to receive from the victim of a wrongful death.

Funeral and Burial Expenses – The cost of funeral and burial expenses.

The Reasonable Value of Household Services – The reasonable value of household services that the victim would have provided

The loss of love, companionship, comfort, care, assistance, protection, affection, society, moral support that the victim would have provided.

The loss of the enjoyment of sexual relations with the victim.

The loss of training and guidance of the victim.

If you believe you may have a California wrongful death case, it is important to call our office for a free consultation on your specific matter. You may call our office at 818-584-8831 extension 1 for a free consultation, or you may go to our Wrongful Death Website by clicking here. If the your case is outside of the State of California then you should consult with a competent wrongful death lawyer in your State.

By Norman Gregory Fernandez, Esq. , Copyright 2006

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What do I look for in a Motorcycle, Car or other Motor Vehicle Injury Case Before I take it on a Contingency Basis!

Attorney Norman Gregory Fernandez, Esq.As a lawyer, I evaluate many factors before I decide to a take Motorcycle, Car, or other Motor Vehicle injury accident cases on a contingency basis.

The absolute first thing I evaluate is LIABILITY. Is the potential client that comes to me at fault or are they the victim? Although I handle cases for victims and at fault persons, I will not take a case on a contingency basis for at fault persons, and I doubt any other personal injury lawyer will either.

Liability is a tricky subject. In the State of California we use what is called a comparative negligence system to determine liability. In many accidents one or more persons will be 100% at fault in an accident. No problem if my other criteria are met, I will take the case on a contingency basis.

However, let’s say that liability is not crystal clear. Let’s say you have 2 persons who are in an accident and each one shares some fault in the accident. Let’s say one person is deemed to be 10% at fault and the other person is 90% at fault. In most situations I would consider representing the person who was only 10% at fault on a contingency basis.

However, let’s say both persons are 50% at fault, or equally at fault in an accident. Since each party would share the same responsibility for the accident, they could not recover against each other. This would be the type of case I normally would not take unless certain other factors are met.

Picture in your mind a nice pumpkin pie. Cut a piece for your percentage of fault, and the other parties percentage of fault. This will give you a good example of how a Jury or a personal injury lawyer would look at the case. If the other party gets the whole pie chances are that you have a good case that I would consider taking.

The second factor I consider is DAMAGES. How bad are you or the others with you injured? If there are no injuries, most Personal Injury lawyers including myself will not take your case on a contingency basis because the only issue would be property damage.

For a personal injury lawyer such as me, injuries are a paradox. We hate to see our clients injured in a motorcycle, car or other motor vehicle accident, and yet your injuries are directly proportional to how much money we can get for you. The nature and extent of your injuries in an accident is a major factor that I look at before I take a personal injury case on contingency.

The third factor that I look at is whether you have liability insurance. In California if you do not have liability insurance, you are only entitled to your out of pocket losses and that’s it. Most of the damages in personal injury cases usually come from none out of pocket losses such as pain and suffering, loss of enjoyment of life, emotional distress, etc.

If you do not have valid liability insurance, most personal injury lawyers including myself, will not take your case on a contingency basis.

The fourth factor I look at when deciding to take a case is all of the parties insurance policies, as well as the at fault persons assets. If they have a minimum policy of lets say $15,000.00 and no assets, chances are that all you will be able to recover is the $15,000.00 even though you might have $100,000.00 in medical bills. However, you may have Under Insured Coverage for $1,000,000.00. Each circumstance is different. Either way, it takes an experienced lawyer to get you what you are entitled to in a personal injury accident case.

There are about 10 other factors that I look at in evaluating cases. I will send my investigators out to the scene of the accident, as well as look at the property damage. We will evaluate your injuries and medical treatment. We do many things. The sole purpose of our doing personal injury on a contingency basis is to get you the absolute most money that is possible out of your case. We do not make money, unless we get you money, it’s as simple as that. If I have to, I will take your case all the way to a Jury trial if necessary to get you the most possible money.

I believe in cutting to the chase and being frank with my clients. If you have had a motorcycle, car, or other motor vehicle accident in the State of California you may give me a call for a free consultation at 818-584-8831 ext. 1, or visit my personal injury website by clicking here now.

If you have had an accident in a State outside of California, I highly recommend that you seek legal representation in the State in which the accident occurred.

No matter what, do not try to do these types of cases on your own without a lawyer. You may think that you are saving money. In the end, the insurance companies will know that they have a sucker on their hands. They love injured victims who do not have lawyers!

By Norman Gregory Fernandez, Esq. , Copyright 2006

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Car, Motorcycle, and other Vehicle Insurance / Why You Should Buy Under Insured Coverage!

The Law Offices of Norman Gregory Fernandez & AssociatesUnder Insured insurance coverage will cover you for the difference between your actual damages, and the at fault persons insurance coverage.

In other words, let say you are hit by a person who has minimum insurance coverage, (10k/15k/30k) who is at fault in the accident. Under normal circumstances the most you will be able to recover from their insurance company is for your injuries, and out of pocket loss, etc., is $15,000.00. Let’s say your actual medical bills and out of pocket loss is $100,000.00 (This does not include the other non-out of pocket damages you are entitled to!). What are you going to do?

If the person who hits you does not have any assets there is little chance that you will ever collect the $85,000.00 difference from them if you sue to get a judgment. If you do get a judgment, they could declare bankruptcy and discharge the debt they owe to you in its entirety.

We find that in many instances, an at fault persons coverage is not enough to cover our client’s actual damages and they get stuck in the catch 22 situation discussed above.

We believe that it is always better to error on the side of caution. We always recommend purchasing Under Insured Coverage for a minimum of $100,000.00 or more. The more the better. This is your way of insuring yourself, against an at fault persons deficient coverage.

By Norman Gregory Fernandez, Esq. , Copyright 2006

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If you Borrow Money to Buy Your Vehicle Then You Need Gap Insurance!

Norman Gregory Fernandez, Esq.This type of Insurance policy covers the difference between the Fair Market Value of your vehicle, and what you actually owe on the vehicle if your vehicle is totaled in an accident.

When you purchase a new or used car, motorcycle, or other vehicle on credit from a dealer, more often than not you are required to not only purchase Comprehensive and Collision insurance, but you are also required to purchase GAP insurance so that the finance company knows that will be paid in full if the car is totaled in an accident.

Regardless of whether it is required or not, we always recommend purchasing GAP Insurance coverage if you owe a lender money for a car, motorcycle or other vehicle.

You do not want to get stuck paying thousand’s of dollars on a car, motorcycle or other vehicle loan after an accident, if your vehicle has been declared a total loss after an accident. Comprehensive and Collision Insurance coverage only covers up to the fair market value of the car, not what you owe a lender for your vehicle.

We cannot tell you how many times victims of accidents find out the hard way that their insurance company will not pay enough money on a property damage claim, to cover what is owed on the vehicle. Nobody wants to get stuck for thousands of dollars in payments on a vehicle they no longer own, or that is totaled. We recommend getting GAP Insurance on your vehicle if you owe money on the vehicle.

By Norman Gregory Fernandez, Esq. , Copyright 2006

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Car and Motorcycle Insurance: Uninsured Motorist Coverage/Bodily Injury (UM/BI)

Norman Gregory Fernandez, Esq.The name speaks for itself. This type of insurance coverage will cover you for your “non-property” related damages (Bodily Injury, Pain and Suffering, Loss of Enjoyment of Life, Emotional Distress) in a Car or Motorcycle injury accident, if the other motorist who is “at fault,” has no liability insurance.

In the State of California we feel that this type of coverage is mandatory due to the vast amount of people driving around illegally without insurance. This coverage will also cover hit and runs.

We recommend purchasing the most UM/BI coverage you can afford, and at least a minimum of $100,000.00 if you drive a car, and a minimum of $500,000 if you ride a motorcycle.

If you are in an accident and the other motorist is uninsured, this coverage will be your only recourse in many instances. Do not drive in California without some kind of UM/BI coverage.

By Norman Gregory Fernandez, Esq. , Copyright 2006

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Welcome to the California Personal Injury Law Blog.

Califonria Personal Injury Lawyer Norman Gregory Fernandez, Esq.I wish to welcome everyone to the California Personal Injury Law Blog. Like the name infers, this Blog is about Personal Injury Law, and everything related thereto.

I will write articles related to Personal Injury Law which will be primarily geared towards California Law. However, I might offer commentary, or post links to Personal Injury subjects outside of the State of California. On some occasions I may post articles that are totally off topic. I will try to mix things up and make this blog interesting.

I am a California Personal Injury Lawyer, licensed to practice law in the State of California, and before the United States Court, Central District.

My firm has offices in Southern California and Northern California. We handle personal injury cases throughout the great State of California.

If you want a free consultation on a California Personal Injury case, you may call my office at 818-584-8831, you may contact me through this blog by clicking the contact button on the top of the blog or by Clicking Here, or you may go to my Personal Injury Website at www.thepersonalinjury.com . If you have a non California Personal Injury Case and you need a lawyer, I may be able to find someone for you in your State. Use the contact button at the top of the Blog to contact me and I will see what I can do.

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Finally, you may contact me by using the contact button on the top of the Blog, to suggest article ideas to me, or to suggest that I write an article on a Personal Injury Law subject that you might be interested in. I offer no guarantees that I will write a specific article, but I will try to accommodate my readers.

I recommend that you bookmark this blog in your browser, read all of the articles, and keep coming back. You never know when the day will come that you or your loved ones or friends may be the victim of a personal injury. What you read here may help you

By Norman Gregory Fernandez, Esq., © 2007

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